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banking basics Budgeting Buying a Home Debt expenses Financial Goals getting out Income net worth ratio spending guidelines Understanding Credit

Statistics for American households

2.33%

Auto loan debt delinquency grew to 2.33% this quarter. This is up from 1.61% in the first quarter of 2022.

NY FED

7%

Auto insurance rates are up 7% in Q1 2023. Carriers are not as concerned about obtaining new customers, causing premiums to rise.

TransUnion

26.3%

Quarter 2 sees a YoY increase in consumer credit card debt and personal loan balances at 19.2% and 26.3%, respectively.

TransUnion

701

The average credit score is 701, slightly higher than 697 in March 2022.

TransUnion

36%

36% of alternative social media users financially support their favorite platforms through subscriptions, donations, or merch.

Pew Research

6.6%

Housing inflation trends down from 6.9% in March to 6.6% in April. This is a more gradual decrease from the previous months (around 8.3%).

NY FED

3.7%

Total U.S. unemployment rate is up by 0.3% to 3.7%.

Bureau of Labor Statistics

75%

75% of Millennials and Gen Z consumers prioritize their financial future and are actively seeking resources to learn more about building credit.

Experian

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10/11/2023 1:00 pm (EST)

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  • Why most people misunderstand their credit score
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